European Fin/Tech Accelerator
August to December 2025
Zurich
London
Powered by up to EUR300k investment, built for traction. Opening doors to Zurich, London, and beyond.
Applications open
Come build your venture with Tenity, Europe’s most active fintech investor in Q1 2025. We back ambitious founders at the pre-seed and seed stage with up to €300K in funding, then support them with curated connections and expert guidance to help accelerate their journey.
If you’re building something bold in fintech or adjacent sectors, we offer more than capital. Our team and network help you navigate key European innovation hubs like Zurich and London, with targeted opportunities to grow your visibility, refine your product, and get investor-ready.
We invest early and stay close, providing access to expert mentors, strategic corporate partners, and hands-on support throughout the program. Participation includes a program fee of up to €20K and equity stake in exchange for up to EUR300k investment. We may also invest in future rounds, evaluated on a case-by-case basis (see The Tenity Deal for more details).
Tenity is proud to invest in Particula, a pioneering company providing institutional grade risk ratings for digital assets joining the USD 5.5M funding round led by SixThirty Ventures, Vanagon Ventures, and Futury Capital, with participation from TX Ventures, Blackwood Ventures, Tenity, Blue Bay Ventures, Plug and Play Tech Center, and high-profil
Tenity has invested in Klaimy, an insurtech innovator using AI-driven automation to streamline claims processing and medical underwriting—two of the most complex and resource-intensive challenges in the insurance industry.
You are a Fintech, Insurtech, AI, Regtech, Deeptech, Web3, Sustainable Finance, Legaltech, or Crypto Finance startup with a solution or use case for the finance or insurance sector.
We invest in ventures from pre-seed to seed stage, encompassing pre-revenue startups as well as those in the early phases of generating their first sales.
Building a startup is hard and we believe that no person can do it by themselves. While you may apply as a solo-founder, you would need to find a cofounder before the program starts, as we do accept teams and not solo founders.
Solutions designed to disrupt and enhance traditional financial services, ranging from payments and wealth management to emerging areas like embedded finance and open banking.
Innovations aimed at transforming the insurance industry by introducing new models such as embedded insurance, climate risk management, and AI-driven underwriting.
Solutions that help financial institutions navigate the increasingly complex regulatory environment.
Artificial intelligence technologies that automate processes, enhance decision-making, and personalize customer interactions within the financial industry. This includes applications in wealth management, predictive analytics, and fraud detection
Decentralized technologies such as blockchain, digital assets, and tokenization. This includes applications in decentralized finance (DeFi), asset tokenization, and digital identity, helping reshape financial infrastructure and ownership models
Innovations that help the financial sector address environmental, social, and governance (ESG) challenges. Tenity’s Climate FinTech initiatives support startups developing solutions for carbon footprint tracking, climate risk management, and green financing
Adjacent technologies and solutions with applications in the broader financial sector, such as LegalTech, PropTech and DeepTech solutions. These innovations focus for example on enhancing legal processes, secure transactions, and operational efficiencies for financial institutions
Step 1: Fill in the application form – it will take only 2-3 minutes – once submitted, you will receive an email confirmation.
Step 2: A few days after the deadline, the teams will be invited to an online info session where you’ll learn more about the program, our terms, next steps and you’ll have the opportunity to ask your questions.
Step 3: The top teams will be invited for our Speed Dating events in one of our hubs, after which we’ll select the final teams that will enter the program.
We invest up to CHF/EUR 300k or 450k SGD in the startups selected for the program, in exchange for an equity stake and a program participation fee of CHF/EUR 12’000 or SGD 18’000.
The program participation fee is due after receiving the above investment.
In addition, we may invest in a following round.
You don’t have to be incorporated when you apply. But you have to incorporate within 30 days from signing the contracts.
For the Zurich program we mainly look for startups coming from the DACH,Western Europe and UK. If you are incorporated in any other country, you can still apply, but you may need to reincorporate in one of the before-mentioned countries to be accepted into the program.
For the Singapore program: we mainly focus on startups coming from Singapore and South-east Asia. For startups coming from other countries in the region, for example Indonesia, Philippines, Vietnam, Taiwan, Thailand, Hong Kong, we are happy to receive your application, but please be prepared to reincorporate in one of primarily mentioned countries in order to be accepted into the program.
For the Nordics & Baltics program we mainly look for startups coming from Western Europe and UK. If you are incorporated in any other country, you can still apply, but you may need to reincorporate in one of the before-mentioned countries to be accepted into the program.
For questions regarding the locations please contact the scouting team directly at scouting@tenity.com
We don’t accept solo founders, but teams who have minimum 2 cofounders 100% committed on the startup.
The time commitment for the program is 4 weeks in total (1 week per month, for the duration of each masterclass week). At least 2 co-founders must be present during that time.
All co-founders must have astake in the company and represented on the cap table.
We are looking for Fintech, Insurtech, or RegTech, DeepTech, Web3, Sustainable Finance, LegalTech, CryptoFinance startups or startups with a solution or a use case for the finance or insurance sector. So even if you don't strictly fall into the Fintech category, if any of the above applies to you, we are happy to see your application!
The content of this website contains advertising for financial instruments within the meaning of the Swiss Federal Act on Financial Services. It does not constitute an offer or invitation to invest in securities or other financial instruments nor does it constitute legal, tax or accounting advice.
