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Our programs

Zurich Pre-Seed Incubator Batch 11

August 2023 to December 2023

Receive CHF50k initial investment to build your venture. Join the leading Swiss pre-seed incubator for exceptional founders and scalable ideas across all areas of FinTech and InsurTech.

Come build your venture with Tenity, the leading incubator dedicated to exceptional founders creating the future of finance. If you are passionate and motivated entrepreneur, who has the drive and ambition to make your startup a success, we at Tenity will help you get there faster!

We invest CHF 50K in the startups selected for the program, in exchange for an equity stake of 2.5% and program participation fee of CHF 10K. In addition, we may invest in your subsequent financing rounds according to the Tenity Deal. The decision on the follow-on investment is separate from the initial investment and will be evaluated case-by-case. If applicable, we might invest in your following financing round approx. CHF 250K.

New deadline: May 21, 2023.

Pre-seed intensive hands-on incubation program with masterclass weeks spread out over the 4 months
Applications are open until the 14th of May. The program starts in late August 2023 and runs through December 2023
In our innovation space at Pfingsweidstrasse 110, in Zurich, Switzerland.


CHF50k pre-seed investment

Receive CHF50k initial investment in exchange for a 2,5% equity stake and a program participation fee of CHF10k. In addition, we may invest in the following rounds.

Laser-focus on Fintech & insurtech

We live and breathe Fintech and Insurtech and know what it takes to succeed. We've worked with more than 300 early-stage startups in this space.

Access our investor network

Our program gets you investment ready and in front of our global investor network.

More than 200 world-class mentors

Over the past seven years, we've built a specialized network of over 200 mentors and experts that are happy to support exciting ventures and ambitious founders.

Some of our success stories


Relio announces CHF 3 Million Seed Funding Round!

Alumni Relio just announced their CHF 3 Million Seed Funding Round! Supported by many awesome investors, such as TX Ventures and High-Tech Gründerfonds, SIX Fintech Ventures, and Tenity Incubator & Accelerator.


Vestr secures CHF 10mn in financing

The Swiss fintech startup and Tenity Alumni, vestr, just announced they secured CHF 10mn in financing led by Elevator Ventures!


Stableton closes CHF 15m Series A

Alumni Stableton, the leading European Fintech platform for Alternative Investments, announced the closing of its CHF 15 million Series A funding round, led by TX Ventures, the VC investment arm of our corporate partner TX Group.

Focus topics

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What we'll cover

Each Masterclass has a main focus, but will also cover other important topics for your development.

Masterclass 1

Value Proposition & Prototyping

Topics include: Value Identification, Problem Validation, Business Models, Business Prototyping, Business Models, Co-Founding, and more.
Masterclass 2

Fundraising & Structure

Topics include: Startup financing, fundraising, co-founding, advisory board, regulation, and more.
Masterclass 3

Marketing & Sales

Topics include: Sales, Marketing, PoCs, Negotiation, and more.
Masterclass 4

Product Market Fit & Demo Day

Topics include: Product Market Fit, Negotiation, Pitching, Demo Day, and more.


Focused on the financial industry

You are a Fintech, Insurtech, or a RegTech, DeepTech, Web3, Sustainable Finance, LegalTech, or Crypto Finance startup with a solution or use case for the finance or insurance sector.


You are pre-revenue, are in ideation stage, have a prototype or MVP. You do not need to be incorporated before the start of the program.

You have a founding team

Building a startup is hard and we believe that no person can do it by themselves. While you may apply as a solo-founder, you would need to find a cofounder before the program starts, as we do accept teams and not solo founders.

The startups

MC2 Finance


A DeFi Portfolio Infrastructure designed to build, find, and share Alpha - crypto native trading strategies.

IPBEX Patentable


We are a LegalTech company that helps inventors and patent attorneys conduct precise prior-art searches through conversation and automatically draft patents.



Defiria provides quantitative risk management services to investors in DeFi and crypto. We provide our customers with the tools to augment their strategy to maximize the ir portfolio growth rate.



fija is the new way to earn on crypto. We make earning interest on crypto: Compliant: Regulated security token Easy: Integrated in crypto & finance apps Transparent: All transactions visible on-chain



Empowering trading communities and brokers with AI-driven analytics to boost retention and improve performance

DA insured


Da insured is developing deposit insurance for centralized crypto platforms to make them as trustworthy as banks.



Trade the tweets



Elysium is a self-custody Wallet for Digital Assets with new Onboarding Tech. We are opening Web3's door to people & institutions who struggle to access it, increasing security, easiness and use cases



Blockaware is developing infrastructure to help Web3 companies better manage their finances by providing solutions that integrate on-chain and off-chain accounts in one single source of truth.



Our software bridges between gold buyers and private sellers. By transferring the offline gold expertise to the web space we increase revenue, handle the customer processing and manage transactions.



Fynce is building a digital financial advisor for the mass affluent to cheaply and intuitively manage their total wealth.

the team

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your partners

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Have questions?

Reach out to our team

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Am I a perfect fit?

Sector: You are FinTech, InsurTech, RegTech,LegalTech startup or adjacent with use cases for financial industry

Geography: Early-stage investing is local. We are looking for companies from:

CH: DACH, Europe and UK

NOR: Europe and UK

SNG: Singapore and southeast Asia

Team: At least 2 co-founding members (working minimum 80% on the startup) and ideally complementary, who have worked together before.

Maturity: Pre-revenue. You are in ideation stage, have a prototype or MVP .You do not need to be incorporated before the start of the program.

Fundraising: You are pre-seed and plan to raise a funding round within the next 6 to 12 months at a valuation anywhere between CHF2M and, but not more than, CHF4M.

What is the application and selection process?

Step 1: Fill in the application form – it will take only 2-3 minutes – once submitted, you will receive an email confirmation.

Step 2: A few days after the deadline, the teams will be invited to an online info session where you’ll learn more about the program, our terms, next steps and you’ll have the opportunity to ask your questions.

Step 3: The top teams will be invited for our Speed Dating events in one of our hubs, after which we’ll select the final teams that will enter the program.

What are the conditions of the program?

We have a standard deal for all companies joining one of our flagship incubation programs

We invest CHF 50’000 /SGD 70’000 in the startups selected for the program, in exchange for a small equity stake of 2,5% and a program participation fee of CHF 10’000 / SGD 15’000.

The program participation fee is due after receiving the above investment.

In addition, we may invest in a following round.

Do we need to be incorporated and which countries do you accept applications from?

You don’t have to be incorporated when you apply. But you have to incorporate within 30 days from signing the contracts.

For the Zurich program we mainly look for startups coming from the DACH,Western Europe and UK. If you are incorporated in any other country, you can still apply, but you may need to reincorporate in one of the before-mentioned countries to be accepted into the program.

For the Singapore program: we mainly focus on startups coming from Singapore and South-east Asia. For startups coming from other countries in the region, for example Indonesia, Philippines, Vietnam, Taiwan, Thailand, Hong Kong, we are happy to receive your application, but please be prepared to reincorporate in one of primarily mentioned countries in order to be accepted into the program.

For the Nordics & Baltics program we mainly look for startups coming from Western Europe and UK.  If you are incorporated in any other country, you can still apply, but you may need to reincorporate in one of the before-mentioned countries to be accepted into the program.

For questions regarding the locations please contact the scouting team directly at

Do you accept solo founders and who needs to participate in the program?

We don’t accept solo founders, but teams who have minimum 2 cofounders 100% committed on the startup.

The time commitment for the program is 4 weeks in total (1 week per month, for the duration of each masterclass week). At least 2 co-founders must be present during that time.

All co-founders must have astake in the company and represented on the cap table.

My startup is not fintech, can I still apply?

We are looking for  Fintech, Insurtech, or RegTech, DeepTech, Web3, Sustainable Finance, LegalTech, CryptoFinance startups or startups with a solution or a use case for the finance or insurance sector. So even if you don't strictly fall into the Fintech category, if any of the above applies to you, we are happy to see your application!