The Fintech Factor 2025 is a premier startup challenge designed to spotlight and accelerate the growth of early stage fintech startups. This competition provides a platform for innovative startups to showcase their solutions, connect with leading financial institutions, VC funds, policymakers, and gain valuable industry exposure in the Baltic region.
Co-hosted with
Part of
The competition will conclude with a pitch event at the Latvia Fintech Forum on September 30, 2025. The selected startups will present their ideas to an audience of up to 250 esteemed industry leaders and be evaluated for a potential investment from LatBAN and Tenity.
Investments from LatBAN and Tenity are contingent on independent investment decisions.
Early-stage: Idea to Seed
Fintech, Insurtech, and any adjacent vertical with application in the financial industry.
You need to be incorporated in Europe to enter the competition.
If you are focused on any of the following areas, we can't wait to receive your application: