The Singapore Financial Infrastructure Innovation Program 2026 (SFIIP) is an intensive a 6-week program for companies aspiring to build the next generation of institutional-grade financial products and infrastructure on the XRP Ledger.
Singapore
5 October – 13 November 2026
The SFIIP 2026 equips teams with all the skills, benefits, and resources needed to fast-track their scaling efforts.
Each team will build a refined, validated, and actionable strategic blueprint throughout the program to achieve commercial success and attain mass adoption.
We partner with ambitious teams across Payments & FX, Credit & Financing, Collateral & Liquidity, and AI Agent Payments to integrate with the XRP Ledger and deploy live Mainnet transactions by Demo Day.
Selected participants gain direct access to Ripple’s technical mentorship, guidance, and commercial leadership, Tenity’s institutional network, and a structured pathway to scale with confidence.
Application Deadline: 25 July 2026
The XRP Ledger (XRPL) is a public blockchain renowned for over 14 years of reliability and stability in tokenizing and exchanging crypto-native and real-world assets.
Designed to support businesses and builders, it is powered by XRP, a cryptocurrency purpose-built for payments. The XRP Ledger offers institutional-grade functionality and built-in compliance features to enable secure, efficient, and scalable financial services and use cases.
Dedicated technical mentorship and guidance to help you architect, build, and ship your integration live on XRPL Mainnet by Demo Day, raising your technical bar toward institutional standards.
Structured sessions on the XRP Ledger (XRPL) and Ripple’s products designed to sharpen your commercial and technical positioning.
Access to Tenity’s global network of banks, financial institutions, fintechs, and strategic partners across APAC, Europe, and the UK, opening doors to the customers and partners that matter at scale.
One-on-one mentoring from senior operators across financial institutions, fintechs, and the investor community, guidance from those who have built and scaled at institutional level.
Direct engagement with Tenity’s investment team and partner network for qualifying companies.
Demo Day visibility, Tenity marketing reach, and ecosystem positioning through aligned industry events.
An introduction to the program, cohort, and the XRP Ledger. Participants align on goals and norms before building a working understanding of XRPL’s technology, ecosystem, and core use cases.
A deep dive into the commercial and regulatory realities of operating in institutional markets. Covers enterprise procurement cycles, vendor onboarding, and the licensing and compliance obligations fintechs face in regulated jurisdictions.
An examination of how financial institutions operate from the inside. Participants develop the skills to navigate complex organisational structures, manage multi-stakeholder deals, and position themselves credibly for institutional and strategic capital.
The program’s closing week, bringing the cohort together in person for the first time. Founders refine and deliver their pitches, engage with Ripple leadership, and present to investors and partners on Demo Day.
Strong, technical founding team that leverages (or plans to leverage) XRPL to build awesome products
Focused on Institutional use cases around Payments, FX, Credit, Finance, Tokenization of RWAs, and Trade Finance
Developed at least an MVP – the more user adoption and validation you already see the better
Product meets a clear pain point and sees large market potential
Bold, visionary entrepreneurs with the goal to build a scalable, growing business
Submitting an application requires you to be at least 18 years of age and not a citizen of, or located in, a country or territory on an OFAC Sanctions List. To benefit meaningfully from the program, you should at least have an MVP that can capture sufficient market demand. Ideally, you’re part of a technical founding team, have developed a strong product, and demonstrate entrepreneurial drive.
For more information and a broad range of resources, incl. reference docs, visit XRPL.org.
Not necessarily. We will, on a case-by-case basis, consider applications submitted by small teams pre-incorporation. Potential venture funding after concluding the program, however, is only accessible to incorporated entities and not individuals.
Not by default. We understand each startup has a unique growth path, need for funding, and commercial potential. When concluding the program, early-stage investors, incl. Ripple, assess each startup individually for a fair valuation based on funding requirements. Finishing the program does not guarantee a grant or investment offer. If an investment offer is extended to your team, it is up to you whether or not to accept the term sheet/conditions; joining the program entails in no way any commitment to give away equity. Startups can join the program irrespective of when/how/if they plan to raise funds. Your fundraising objectives play no role in evaluating your application; we evaluate based on product, team, traction, and scalability.
We accept teams that are building on XRPL and have at least an MVP or a clear roadmap to launch one. Further, evaluations will be based on whether your team has strong technical foundations and is devoted to the project. Your team should have a strong hypothesis on its market validation and there should be sufficient market opportunity. In evaluating your application, we take a balanced, holistic approach, and blend quantitative with qualitative factors. If you’re unsure about the readiness of your startup for the accelerator, please feel free to get in touch, or submit your application regardless as you may always reapply.
Yes. If you reapply, please emphasize the progress you accomplished since having submitted your previous, unsuccessful application.
Submitting an application should take no more than 15 minutes. We ask you to provide details about your product, traction, and organization. You can upload supporting materials, preferably a pitch deck. Please submit your GitHub repo and ensure it’s accessible to us for faster reviewing.
Yes, we strongly encourage recipients of other Tenity programs to apply for the accelerator program.
You may apply, but priority will be given to the region where the program is hosted. Mentor availability and curriculum delivery align with the timezone of the program location. Part of the program content is tailored to the respective region.
The default format of the program is hybrid and predominantly virtual. You are welcome to join us on-site at all times, but if you’re unable to travel, you can still access all benefits the program offers. Each cohort features an on-site demo week at the end of the program; which is required to make full use of the program and opportunity. We aim to align the on-site demo week with a global blockchain conference in the respective location.
The XRPL Accelerator program is offered by Tenity and its subsidiaries and affiliated companies.
No, solely participating in the program does not by default make you an affiliate of Ripple and its subsidiaries and affiliated companies. The terms for participating do not alter the terms or conditions of any other agreement you may have with Ripple.
This primarily depends on your individual goals and what your team aims to get out of the program. Pre-scheduled, fixed program elements will not exceed 3h per week, but you are strongly encouraged to engage with mentors, experts, and other program content as much as possible.
Terms & conditions can be viewed here.
