Access to top local and international mentors, including experts from Tenity’s global network and the Azerbaijani fintech ecosystem.
IDDA Incubation Program
Partners
The IDDA Incubation Program is a 4-month initiative designed to help fintech startups refine their products, validate business models, and connect with investors, corporates, and mentors.
Baku, Azerbaijan
January – April 2026
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From Azerbaijan
to the world
The IDDA Incubation Program is a 4-month journey that supports early-stage fintech startups in Azerbaijan and beyond. Selected teams — both from the IDDA Hackathon and direct applicants — gain mentorship, training, and access to Tenity’s global network, helping them turn prototypes into scalable businesses and preparing them for Demo Day.
About IDDA
Innovation and Digital Development Agency or IDDA acts as an enabler which spearheads digital transformation initiatives in Azerbaijan fostering a holistic local innovation ecosystem and strengthening the overall digital infrastructure. Its primary focus is to accelerate the pace of digitalization, innovation, particularly startup growth, and venture investment climate. Additionally, the Agency is committed to enhancing accessible educational and career opportunities in the ICT sector by facilitating access to modern technologies and solutions. A significant focus is also placed on establishing and organizing the frameworks necessary for a digital government and a digital society, which are key strategic directions for IDDA.
Program Timeline
Applications open
16 October 2025
Application Deadline
21 December 2025
Program
January – April 2026
Demo Day
April 2026
Key Benefits of the Program
Mentorship
Workshops & Training
Participate in tailored workshops on product development, business modeling, fundraising, and go-to-market strategies.
Networking
Engage with 600+ investors, corporates, and ecosystem partners through Tenity’s global community and IDDA’s local network.
Investor Access
Opportunities to pitch to VCs, CVCs, and angel investors during and after the program.
Visibility
Gain exposure through Demo Day, media visibility, and access to international fintech events.
Perks
Access to startup perks valued at $300,000+, including cloud credits, software tools, and partner benefits.
Our Focus Topics
Digital Payments
- Seamless QR & NFC Payment Solutions
- Offline & Cross-Border Transactions
- Merchant Adoption & Loyalty Tools
Open Banking & AI-Powered Services
- Smart Financial Advisory (Next Best Action)
- AI-Driven Credit Scoring & Risk Analysis
- Data Sharing & Personal Finance Management
RegTech & Cybersecurity
- Automated KYC / AML Solutions
- Fraud Detection & Transaction Monitoring
- Data Privacy & Secure Digital Identity
Digital Banking & Wealth Management
- SME Banking & Lending Solutions
- Inclusive Savings & Investment Platforms
- Youth & Unbanked Financial Inclusion
Sustainability in Fintech
- Green Finance & Carbon Tracking Tools
- ESG-Driven Risk Scoring & Investment Models
- Sustainable Digital Payment Solutions
Shape the future of Fintech in Azerbaijan and beyond